Money for Older Adults

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Create a Budget Calendar
Get Help with Online Banking
Get Tips on Your Job Search
10 Scams Targeting Older Adults

Inflation hits older adults hard. Discover crucial benefits programs that help bridge the gap between income and the rising costs of daily living.

Mar 21, 2024

Benefits Programs That Can Help Older Adults Reduce Monthly Expenses Read Article

Find Ways to Save Money

Bills piling up? Not sure what to do? NCOA can help. Applying for assistance to pay for food, medicine, utilities, and more is easy. Learn more about our free, confidential tool.

A senior woman is managing her finances as she sits at her kitchen table.

A pig butchering scam is a newer type of online scam that often targets older adults. Learn how it works, what red flags to look out for, and how you can protect yourself.

May 7, 2024

How to Stay Safe When Having Conversations Online Read Article

Apr 30, 2024

What Is Long-Term Care Insurance? Read Article

Apr 26, 2024

5 Simple Ways to Build Your Retirement Confidence Read Article

Apr 18, 2024

What Does Living on a Fixed Income Mean? Read Article

Work Towards Better Budgeting

Learn how to build a plan to better manage your money, including financial planning, how to earn extra income, and ways to use prepaid cards wisely.

A senior Asian woman is calculating her financials, looking for ways in which she can save in retirement.

Job Skills CheckUp

An older, black female is smiling while on the job in a production warehouse.

Help to Land the Job You Love

Searching for a new job? Or returning to work after a break? Get tips on how to succeed in your career and make a plan to get there.

Create Your Job Skills Plan

Money Management
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Get Help Avoiding Scams and Fraud

Scammers use certain tricks to engage and manipulate older adults. Learn more about their techniques and how you and your loved ones can stay safe.

May 15, 2024

3 Ways to Stop Scammers in Their Tracks Read Article

May 15, 2024

How to Stay Safe When Having Conversations Online Read Article

May 15, 2024

The Top 5 Financial Scams Targeting Older Adults Read Article

May 15, 2024

Government Imposter Scams: What They Are and How to Spot Them Read Article

The growing popularity of text messaging has provided new opportunities for scammers. Here’s what you need to know to keep your personal data safe.

May 15, 2024

Text Message Scams: How to Identify, Report, and Help Protect Yourself Read Article

Older adults are frequent targets of payment scams. Learn what red flags to look out for, so you can keep yourself or a senior you know safe.

May 15, 2024

What Are the Top 3 Payment Scams Targeting Older Adults? Read Article

While digital health products offer many benefits, they also bring concerns about health information privacy and security.

May 15, 2024

Digital Health Products: Is Your Information Safe? Read Article

More on Money for:

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Most older adults don’t have enough put aside for retirement. If you’re one of them, here are some benefit programs that can help you save money.

Apr 18, 2024

Your Guide to Money-Saving Benefits in Retirement

Misconceptions about retirement living expenses, health care, and Social Security can make it harder to prepare effectively for retirement. Get the facts.

Apr 17, 2024

Debunking the Top 6 Financial Myths About Retirement

Whether for retirement or an emergency fund, it’s important to save money. Financial benefits programs can help, even when your budget is tight.

Apr 12, 2024

How Much Money Should I Save Each Month?

Read about low-income older adults who learned they qualify for financial help through local and government benefits programs. See if you’re eligible, too.

Apr 4, 2024

How One 68-Year-Old Found More Than $7,000 in Life-Changing Benefits

A financial advisor can help older adults with budget planning. See whether you should pay someone to manage your money or take a different approach.

Apr 4, 2024

Who Can Help Me Budget My Money?

An older Asian couple is contemplating financial decisions over coffee.

Apr 3, 2024

How to Boost Your Budget with Money-Saving Benefits: A Guide for Older Adults

Food costs are soaring, and older adults are feeling the pinch. Discover federal benefits programs that help seniors better afford their groceries.

Mar 21, 2024

6 Benefits That Could Help Older Adults Pay For Food

Older Hispanic woman with gray sweater looking sad while gazing out a window

Feb 22, 2024

Get the Facts on Economic Security for Seniors

For the first time, older adults without kids at home who work could get money from the federal government to boost their income through the Earned Income Tax Credit.

Jan 23, 2024

Who Qualifies for the Earned Income Tax Credit?

A personal loan is a borrowing tool that can help older adults fund large expenses and manage debt. Learn how to decide if this loan option is right for you.

Jan 17, 2024

What Is a Personal Loan and How Does It Work?

A home equity line of credit (HELOC) can be a valuable source of potential income for seniors. Learn how it works—as well as the pros and cons.

Jan 9, 2024

What Is a Home Equity Line of Credit (HELOC)? A Guide for Older Adults

General Assistance (GA) programs provide a safety net for those with limited means who do not qualify for other types of cash aid. Learn how they work and who is eligible.

Dec 19, 2023

What Is General Assistance and Who Qualifies for It?

Medical debt affects millions of older adults and can have a major impact on your financial security. Here’s what to do if those medical bills are piling up.

Oct 30, 2023

How Does Medical Debt Affect Older Adults?

Credit card debt affects millions of older adults. Debt consolidation can help you simplify your payments and get out of debt faster. Here’s what you should know.

Oct 30, 2023

How to Consolidate Credit Card Debt: 4 Options

Learn how you can save more money, leverage your assets, and stretch the dollars you have with these 10 practical money budgeting tips for seniors.

Oct 30, 2023

Money Matters: Top 10 Budgeting Tips for Older Adults

Worried about rising food costs? A finance calendar can help older adults budget for unexpected expenses and stretch their grocery dollars further.

Oct 30, 2023

What Is a Budget Calendar? And Why Should I Use One?

Home improvement scams often target older adults. Learn the telltale warning signs as well as what you can do to ensure a contractor is trustworthy.

Aug 23, 2023

What Is a Home Improvement Scam? Learn 8 Warning Signs

Being contacted by a debt collector can be stressful, but understanding the process can help you take back control. Here’s what older adults should know.

Aug 10, 2023

Debt Collection: What Older Adults Need to Know

Scammers continue to impersonate the Social Security Administration (SSA) to obtain personal information or money. Learn how to keep yourself and your loved ones safe.

Aug 9, 2023

What Are Common Social Security Scams? A Guide for Older Adults

Wondering how to save money grocery shopping? Smart habits can add up to significant savings with every trip to the store, including learning more about the Supplemental Nutrition Assistance Program.

Jul 17, 2023

Top Tips Older Adults Can Use to Save Money at the Grocery Store

Peer-to-peer (P2P) payment platforms offer a fast, convenient way to send money online. Learn five tips for doing it safely and securely.

Jul 11, 2023

Sending Money Digitally: 5 Safety Tips for Older Adults

Your EBT card can be used to purchase eligible food items at Walmart, grocery stores, and other retailers that accept SNAP.

Jul 6, 2023

How Does an EBT Card Work? A Guide for Older Adults

A senior couple is sitting on their patio looking at a tablet together, while smiling.

Jul 6, 2023

How Older Adults Can Improve Their Personal Cyber Security

A senior father and his son are discussing his financial troubles and trying to figure out a budget.

Jun 30, 2023

Get the Facts on Senior Debt

Scammers use psychological tricks to engage and manipulate older adults. Learn about some common schemes—and how you can protect yourself.

Jun 6, 2023

How to Avoid a Payment Scam: 4 Ways to Protect Yourself

A senior Caucasian woman is at her mailbox collecting letters, looking straight on at the camera.

May 25, 2023

Did You Receive a Letter from the Social Security Administration? Here’s What You Need to Know

Employer matching contributions can help grow your retirement savings more quickly—and it’s never too late to start. See why enrolling makes sense.

Feb 27, 2023

Matching Contributions 101: How to Maximize Your Retirement Savings Now

Need to quickly grow your savings? Explore the pros and cons of a high-yield savings account and how to open one in this guide for older adults.

Feb 22, 2023

The Importance of High-Yield vs. Traditional Savings Accounts

Here's how to plan for retirement by calculating the savings you'll need and planning for ways to make extra income if the unexpected happens.

Jan 18, 2023

How to Transition into Phased Retirement: Your Financial Plan A and Plan B

Rideshare work for companies like Lyft provides caregivers a flexible space to earn income. This fact sheet breaks down some statistics about caregivers who drive for Lyft.

Dec 9, 2022

Work Hour Flexibility Means Many Caregivers Choose to Drive with Lyft

Start planning now to ensure your retirement days are as worry free as possible. Here's how to get started.

Nov 15, 2022

14 Steps to Get Ready for Retirement

Good money management sometimes means you have to spend less, especially if you’re on a tight budget. Maintain financial stability by saving more money with these 6 tips.

Sep 14, 2022

How Can I Save More Money? 6 Tips for Reducing Your Expenses

New to online banking? The right knowledge can empower you to add it to your budgeting toolkit with confidence. Here’s what you need to know.

Sep 2, 2022

How Can I Budget My Money With Online Banking?

Is a prepaid debit card for you? Learn about the types of cards available, how they work, and whether you should consider using one.

Sep 2, 2022

Should Older Adults Use Prepaid Debit Cards?

Learn what you need to know about the envelope method of money budgeting and whether it’s right for you.

Aug 26, 2022

How to Use the Envelope Budget System: A Guide for Older Adults

Managing credit card debt is key to financial security—yet many older adults can’t make ends meet without putting daily expenses on a charge card. While it can be challenging, it is possible to get credit card debt under control. These 5 key strategies can help.

Jul 29, 2022

Getting Help with Credit Card Debt: 5 Things Older Adults Should Know

How do you interview when you're older? There are certain things to keep in mind. Use these practical tips and strategies to make a winning impression.

Jul 21, 2022

9 High-Impact Interviewing Tips for Older Job Seekers

Older adults are returning to the workforce in droves. Learn five simple, effective ways people aged 65+ can find a job they enjoy.

Jul 20, 2022

7 Effective Job-Hunting Strategies for Older Adults

See how budgeting your money can help you achieve greater financial stability as you age and learn how to get started with this practical step-by-step guide.

Jul 18, 2022

How to Budget Your Money: A Guide for Older Adults

A close up visual concept of a recycle sign that has the words "reverse mortgage" inside of it.

Mar 6, 2022

A Guide to Reverse Mortgages for Older Adults

A senior Asian couple is sitting in their living room with their children, deciding if they're going to answer a debt collector call.

Mar 5, 2022

Should I Answer Debt Collector Calls?

A senior Black man is shaking hands with a professional offering a debt management plan. A debt management plan can provide relief by rolling several of your credit card balances into a single, manageable monthly payment.

Mar 2, 2022

What Is a Debt Management Plan?

A senior Caucasian woman is balancing her checkbook at the kitchen table, thinking about retirement.

Feb 17, 2022

What Women Want in Retirement

A senior black man is smiling, looking away from the camera, thinking about his financial planning choices.

Jul 15, 2021

Create a Lifetime of Guaranteed Income

A senior Hispanic woman wearing a mask is shopping at a farmer's market picking out fresh produce.

Jun 2, 2021

How to Maximize Your Food Benefits

If you're taking any of these five categories of prescription or over-the-counter medications, be sure to talk to your doctor or pharmacist about what to look out for.

May 12, 2021

How to Get Help Paying for Medications

Senior Asian man is paying at the grocery register with his two granddaughters, while all are wearing their masks during the pandemic.

Apr 9, 2021

How Seniors Can Get Help Paying for Food with SNAP

Use these five money management tips to help boost your income and savings.

Mar 22, 2021

Five Tips to Boost Your Income and Savings

An old alarm clock sitting to the left of a mason jar labeled "save", indicating a race for time to save money.

Mar 17, 2021

Progressing Towards a More Equitable American Dream

A close-up shot of a red keyboard key that says "Fraud Prevention" in all caps.

Dec 21, 2020

22 Tips for Seniors to Avoid Scams

Time is your best investment friend. It's never too late to start saving for retirement.

Dec 9, 2020

How Much Should You Save for Retirement?

A Black, working senior woman stands with her arms crossed in front of a paint store.

Oct 19, 2020

Women: Put Yourself First in Planning for Financial Freedom in Retirement

Ramsey Alwin's father, smiling and enjoying life.

Sep 15, 2020

Aging with Dignity Shouldn’t be a Stroke of Luck

An aerial view of people walking around connected by lines, indicating a network.

Jul 14, 2020

Remaining Connected as the Pandemic Continues

A line of wooden cubes with the word "Help" and pile of coins are staircased to signify how to boost your budget.

Jun 3, 2020

Beyond Food and Medicine: Other Ways to Boost Your Budget

A senior woman is at home, sheltering in place and wearing a mask.

Apr 14, 2020

Tips for Homeowners Facing Hardship During the Pandemic

A doctor takes a nasal swab from a senior woman for genetic testing.

Oct 17, 2019

Genetic Testing Fraud: A Concerning Trend for Seniors

An older Hispanic couple, alongside their son, are looking at a computer, discussing their financial situation together.

Jul 20, 2018

Thinking About When You’ll Claim Social Security Benefits Is Time Well Spent

An older female caregiver has her arms around her senior female loved one as they both stare happily outside.

Jun 21, 2018

What Is a Representative Payee and Who Can Become One?

The word "SCAM" is spelled out in wooden blocks on an old picnic table.

Apr 26, 2018

Senior Money Scams: 8 Tips to Protect Yourself

A senior Hispanic man is using his credit card while making an online purchase.

Aug 3, 2016

Ready, Set, Bank™

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